Coverage That Grows With Your Trucking Business

Fleet vs. Individual Truck Insurance Options

Whether you operate a single rig or a growing fleet, your insurance needs change as your business evolves. At Wizard Insurance, we offer flexible commercial truck insurance options for both individual trucks and multi-vehicle operations—so your coverage always fits your business model. From California to Tennessee, and anywhere your wheels take you, we help owner-operators and fleet managers build policies that scale with confidence.

Let’s match your coverage to your operation.

Truck Insurance That Grows With You

Whether you're an owner-operator managing one vehicle or a motor carrier overseeing a full fleet, we offer flexible commercial truck insurance solutions that grow with your business and keep you compliant in every state you operate.

Individual Truck Policies

Ideal for small trucking businesses or owner-operators, these customizable plans provide liability, cargo, and physical damage protection tailored to your specific vehicle and routes.

Liability & Physical Damage Options

Whether for one truck or 100, we offer robust trucking insurance protections including bobtail, trailer, cargo, and physical damage—built around your operational needs.

Fleet Coverage Programs

A comprehensive fleet truck insurance solution for companies managing multiple units—consolidating billing, renewals, and claims into a single streamlined experience.

Driver-Specific Policy Inclusions

Coverage for employed or leased drivers with endorsements, occupational accident insurance, medical payment options, and policy flexibility based on your team structure.

Multi-State and Interstate Support

Perfect for interstate trucking businesses, we provide coverage that aligns with DOT regulations and state-specific insurance filing requirements from coast to coast.

Flexible Policy Adjustments

As your operation grows or shifts, your insurance grows with it. Our fleet truck policies allow quick additions or removals of vehicles with minimal paperwork.

Benefits of Our Fleet & Individual Truck Options

We don’t force a one-size-fits-all approach. At Wizard Insurance Services Inc., our licensed agents help you evaluate what’s right for your trucking business today—and how to plan for tomorrow. Whether you're scaling up, downsizing, or just getting started, we deliver policies built on your business goals, with digital tools and dedicated support to keep things simple.