Commercial Auto Insurance

Protection for Your Business Vehicles on the Move

Whether you're driving between job sites or managing a fleet of service vans, your company vehicles need specialized coverage. Commercial auto insurance protects your business-owned cars, vans, and light-duty trucks from accidents, theft, and liability—keeping your operations and employees safe on the road. At Wizard Insurance, we serve businesses across California, Texas, Arizona, Colorado, Tennessee, Nevada, and beyond with flexible auto policies that fit your routes and risks.

Keep your wheels turning with business auto coverage that works for you.

What Commercial Auto Insurance Covers

Liability
Coverage

Covers bodily injury and property damage if your business vehicle is involved in an accident where you’re at fault. This is required in most states and protects your company from lawsuits and out-of-pocket costs.

Comprehensive Coverage

Protects your commercial vehicle from non-collision incidents like theft, vandalism, fire, or weather damage—crucial for vehicles left at job sites or in public areas.

Collision
Coverage

Pays for repairs to your business vehicle after a crash, regardless of who was at fault—essential for company cars, delivery vans, and service trucks.

Uninsured/Underinsured Motorist

Covers injuries and damage if you’re hit by a driver who doesn’t have enough insurance. Especially important for businesses operating in high-traffic areas.

Hired & Non-Owned Auto

Extends liability coverage to vehicles your employees use for work—like rentals or personal cars driven on company time.

Medical Payments / Personal Injury Protection

Provides medical coverage for the driver and passengers of your business vehicle, regardless of fault—an added layer of protection for your team.

Why Commercial Auto Insurance Matters

Your business vehicles are more than transportation—they’re tools that power your work. Commercial auto insurance protects that investment while keeping your team compliant with state laws and client contracts. At Wizard Insurance, we’ll help you build a policy that matches your operation—whether you have one car or an entire fleet.