General Liability Insurance for Businesses

Essential Protection for Everyday Business Risks

General liability insurance is one of the most important coverages your business can carry. Whether you own a retail shop, run a contracting crew, or manage a growing office team, this policy protects against third-party claims that can otherwise derail your business. At Wizard Insurance, we help small and mid-sized businesses in California, Texas, Arizona, Colorado, Tennessee, Nevada, and beyond get the liability coverage they need—fast, flexible, and ready for real-world risks.

Keep your business covered with the liability protection clients and contracts demand.

What General Liability Insurance Covers

Bodily Injury Claims

This core element of general liability insurance covers medical expenses and legal fees if a third party—such as a customer, vendor, or visitor—is injured at your business location or due to your company’s operations.

Legal Defense Costs

Commercial liability insurance includes coverage for attorney fees, court costs, and settlements—even in the case of baseless or fraudulent claims.

Property
Damage

General liability policies protect your business financially if it’s held responsible for damage to someone else’s property—essential for contractors, service providers, and commercial tenants.

Products & Completed Operations

This insurance coverage safeguards your business if a product you manufacture, sell, or install causes injury or damage after the sale or project completion.

Premises
Liability

Covers incidents like slip-and-falls or accidents that happen on your commercial property—especially important for storefronts and public-facing businesses.

Advertising & Personal Injury

Protects your business from legal claims related to slander, libel, false advertising, or copyright infringement tied to your advertising efforts.

Why General Liability Coverage Matters
for Small Businesses

For many businesses, general liability isn’t optional—it’s required for leases, licenses, and contracts. But more than that, it protects your company’s reputation and financial future. At Wizard Insurance, we offer affordable, high-quality general liability insurance through A+ rated carriers, backed by nearly three decades of experience helping business owners navigate risk with confidence.