Workers' compensation insurance

Protecting Your Team — and Your Business

 At Wizard Insurance Services Inc., we know that your employees are the backbone of your operation. Whether you run a commercial trucking business, a construction company, or a small retail shop, Workers’ Compensation Insurance is essential to protect both your people and your livelihood. We help employers in California, Texas, Arizona, Colorado, Tennessee, Nevada, and beyond secure workers’ comp policies that meet state requirements, keep you compliant, and safeguard your bottom line.

Don’t leave your team or your business exposed—get the protection you need today.

What Workers’ Compensation Insurance Covers

Medical Expenses

Covers doctor visits, hospital stays, surgeries, and other necessary medical care if an employee is injured or becomes ill due to their job.

Disability Benefits

Offers short-term or long-term disability payments when an injury or illness prevents an employee from returning to their job.

Lost Wages

Provides partial wage replacement for employees who are unable to work while recovering from a work-related injury or illness.

Rehabilitation Services

Pays for physical therapy, occupational therapy, and other rehabilitation services to help employees recover and return to work.

Employer Liability Protection

 Covers legal fees, settlements, and judgments if your business is sued over a work-related injury or illness.

Death Benefits

 Supports the family of an employee who dies as a result of a job-related injury or illness, covering funeral costs and providing financial assistance.

Benefits of Workers’ Compensation Insurance

Workers’ compensation insurance protects your business from costly lawsuits while ensuring your employees get the care and financial support they need after an on-the-job injury or illness. It helps maintain your business’s reputation, keeps you in compliance with state laws, and fosters trust between you and your employees. With Wizard Insurance Services Inc., you get more than a policy—you get expert guidance, competitive rates, and multi-state coverage options that fit your exact business needs.