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Professional Liability Insurance

Coverage That Protects
Your Expertise

No matter how experienced you are, mistakes can happen—and when they do, the financial fallout can be steep. Professional liability insurance, also known as errors and omissions (E&O) insurance, helps protect service-based businesses from claims of negligence, inaccurate advice, missed deadlines, and more. At Wizard Insurance, we help professionals across California, Texas, Arizona, Colorado, Tennessee, and Nevada stay protected with tailored E&O policies backed by trusted carriers.

Keep your reputation and business secure with coverage that defends your expertise.

What Professional Liability Insurance Covers

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Negligence & Professional Mistakes

Covers legal costs and settlements if your service, advice, or deliverable causes a client financial harm—even if it wasn’t intentional.

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Breach of Contract

Provides legal protection if you’re accused of failing to meet the terms of a professional agreement—common in consulting, design, or service-based industries.

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Misrepresentation or Inaccurate Advice

Protects you if a client claims that your recommendations or data were misleading or incorrect and resulted in a loss.

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Missed Deadlines or Undelivered Work

Coverage for claims tied to project delays, budget overruns, or incomplete work—especially important for creatives, consultants, and tech professionals.

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Client Dissatisfaction

Some claims are rooted in unmet expectations. E&O insurance gives you a legal and financial buffer, even if you did everything right.

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Legal Defense Costs

Even if a claim is unfounded, professional liability insurance helps cover attorney fees, court costs, and other related expenses.

Why Professional Liability Insurance Matters

You work hard to serve your clients with integrity—but even a small misstep can lead to big legal trouble. Professional liability coverage provides peace of mind and helps protect your business from the unexpected. At Wizard Insurance, we make it easy to secure a policy that reflects the services you offer, the risks you face, and the state requirements where you operate.

GET IN TOUCH

Defend Your Business, Safeguard Your Future

Don’t let a lawsuit or client complaint derail the business you’ve built. Let’s craft a policy that protects your professional reputation.